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Posted:Hi, I’m here to get a few suggestions on mortgages. I’m planning to approach a mortgage service for the first time. Which mortgage do you think is suitable for me as a first timer? I’m staying in Toronto, Canada. And planning to buy a home in the same place. One of my friends suggested me to use the services of a bank. That made me totally confused. Can someone suggest me the pros and cons of using the services of a mortgage broker? While searching for it, I came across a blog(http://www.albertamortgagecentre.com/using-a-mortgage-broker-vs-using-a-bank/) which depicts both the sides. Still, I could not finalize a decision. So, I would like to get the suggestions from your side. Waiting for some valid and helpful suggestions. Thanks in advance