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.:star:.SILVER Member
Pooh-Bah
1,785 posts
Location: Bristol, United Kingdom


Posted:
WARNING!! Ranting HoPper!! angry mad2 angry mad2 angry mad2 angry mad2



Today, for many of you, is Pay Day. Normally a happy day when for once your bank account is in a reasonable state and you can once again afford to resume normal living until it runs out again!



Today for me went rather the other way. I opened up my payslip and there it was

Pay = 0.00



I have been off sick for six months, I have been being paid Statutory Sick Pay (which is only about £60 a week) by my company as I have not been there long enough to get proper sick pay.



When I phoned them to query why they had not paid me anything, all they would say was that I wasn't entitled to the SSP anymore and thats why I wasn't getting it. They had nothing to say when I asked why they had not warned me and didn't even apologise for completely stuffing up everything for me.



So I have now spent the day trying to sort this out. I have £200 worth of Direct Debits going out of my account over the next few days and my bank will fine me £30 for each one that i can't pay.



The Bank won't do anything to help me because it's not 'their problem'. Apparently they can only help if there is a bank error. They won't help me because its my employers fault.



I rang up the benefits agency and they can't get me an appointment until next week and it will take weeks for my claim to go through. They also said that my company should have told me 4 weeks before they stopped paying me about the stopping of my pay, they should also have filled out a form and sent it to the benefits agency...which they didn't.



I understand that they company I work for cannot pay me for being off sick indefinately but they could have at least warned me and they most definately should have filled out the forms that they are obliged to do. It has completely screwed up my finances and I have no idea how I am going to cope. My mum has sent me some money to help but its still not enough to sort out this giant mess!



And to top it all, I now probably will not be able to attend Falmouth ubbcrying ubbcrying ubbcrying ubbcrying ubbcrying



angry mad2 angry mad2 angry mad2 angry mad2

Ok, rant over!! I just had to get it all out, I'm so angry!



I'm off to skin up!

SkulduggeryGOLD Member
Pirate Pixie Crew Captain
8,428 posts
Location: Wales


Posted:
Hey hun hug

I've been there and had this done to me too. Its the pits.

Try going to the social and asking for an emergancy loan thingie.... I forget the official name. Sometimes they will pay out...... not often though, but its worth a try. Other than that try asking your company if they will give you a loan as its their fault that you weren't warned and that they didn't fill in the correct forms. Bombard them with legal jargon and make it sound like you have taken legal advice. It might scare them into doing it.

Also go and see the Citizens Advice Bureau. Its free and they will give you legal advice and benefit advice too. They can also send out letters for you that can help to stop creditors from leaping on your back. If you show people that this is just a glitch and that you are trying hard not to default on payments to them, before they even notice that your not able to pay, they usually are willing to be lenient.

Good Luck hun

hug

Feed me Chocolate!!! Feed me NOW!


GothFrogetteBRONZE Member
grumpy poorly froggy
3,999 posts
Location: Nuneaton, United Kingdom


Posted:
get in touch with the CAB your employer should of wrote to you before it ran out, also sending you a form that needs to be handed into the job centre and the reason how i know this is my work did this to me... lol.

you will beable to get Incapactiy benifit if you have earned enough NI contibutions... which it turns out i didn't. frown

i hope it sorts itself out soon and if you need some advice just hollar. biggrin

Life's too short to worry about where you put your marshmallows


.:star:.SILVER Member
Pooh-Bah
1,785 posts
Location: Bristol, United Kingdom


Posted:
Thanks skully and gothfrogette hug
Sorry to hear that you went through it too, the world seems to like kicking people whilst they are down. frown

I went to the CAB today and they couldn't get an appointment till late july but i think a local place to me has a CAB drop in day so I am going to try and get to that.

I've been on the phone all day and I have managed to sort some of my bills out but some companies are being less understanding!

I'll be writing a lovely letter to the payroll department at work too. They've made me so angry I don't think i will get very far if i phone them, it took everything i had not to shout at them when i first spoke to them.

Hopefully I have made enough NI contributions, if not, I'm screwed!

Hopefully it will be all ok, positive thinking! Its all character building! biggrin

GothFrogetteBRONZE Member
grumpy poorly froggy
3,999 posts
Location: Nuneaton, United Kingdom


Posted:
if you havn't made enough contributions you can get income supprt... its not much but better than nothing. and depending on what your off with the job centre could be very nice. mine was. as i am off cause i am feeling more than a little down and have been for a while they said the first thing they want me to do is get better first, no matter how long it takes and then we are going to take it slowley with training courses and work placements etc. just need to get chuffing better now.

you may want to get intouch with your local employment advice offices if you have one.

warning as soon as my ssp ran out work sacked me. Fustration of contract apparently. *Sigh*

i know what you mean with compainies wanting their money, and good luck with CAB, ours are being censored at the minute and haven't done anything they said they would do = us in more censored

i really hope you get it sorted out and can make it to Fal. i want to give you a huge hug. biggrin

Life's too short to worry about where you put your marshmallows


.:star:.SILVER Member
Pooh-Bah
1,785 posts
Location: Bristol, United Kingdom


Posted:
I hope you get better soon gothfrogette hug its a tough journey but you can do it hug



My mum has offered to drive the 50 miles to my house and the 130 miles to falmouth so that i can get there and my boyfriend has said he will pick me up. My mum says she'll send me with a food parcel too biggrin They know how much it means to me. I still can't believe that they are both willing to drive me all that way, i'm very lucky biggrin



I can't wait to meet you and everyone, i'm looking forward to it so much biggrin

(although i am somewhat nervous about turnng up to a field full of people, of which i have met about 6 or so before briefly! its going to be scary but worth it!)



Edit: thanks for all the info spanner, i missed your post because i think we posted at the same time andi didn't think to look back up the thread. smile
EDITED_BY: .:star:. (1120307365)

linden rathenGOLD Member
Carpal \'Tunnel
6,942 posts
Location: London, UK


Posted:
*hugs star* yay you can make fal smile really wanted to meet you as you made ma cool devilstick

as for legal stuff im not sure but if you get plundged into big debt by this it maybe possible to pass on the cost to your employers as its their fault that you didnt have money etc - not sure of teh exact legal standing but it sounds like it might be possible

hope it all goes well for ya hun and i cant wait to meet up biggrin hughughughughughughughughug

back


JauntyJamesSILVER Member
Carpal \'Tunnel
3,533 posts
Location: Hampshire College, MA, USA


Posted:
hug hug

You've been through enough without this!

Just keep your mind on sea cucumbers and everything will turn out fine.

-James

"How do you know if you're happy or sad without a mask? Or angry? Or ready for dessert?"


GnorBRONZE Member
Carpal \'Tunnel
5,814 posts
Location: Perth, Australia


Posted:
Cant offer any advice or help but sending hugs to you.

Is it the Truth?
Is it Fair to all concerned?
Will it build Goodwill and Better Friendships?
Will it be Beneficial to all concerned?

Im in a lonely battle with the world with a fish to match the chip on my shoulder. Gnu in Binnu in a cnu


GothFrogetteBRONZE Member
grumpy poorly froggy
3,999 posts
Location: Nuneaton, United Kingdom


Posted:
yeay for mums and boy friends hug

Life's too short to worry about where you put your marshmallows


SkulduggeryGOLD Member
Pirate Pixie Crew Captain
8,428 posts
Location: Wales


Posted:
Star the first time I went to Falmouth I hadn't met any of them before. I met Non on the train on the way to Bristol and Gayle and Sarah in the car from Bristol to Falmouth. It was one of the silliest but best things I ever did. Everyone there is lovely... you'll have a blast. YAY your mum and Boyfriend!
hug

Feed me Chocolate!!! Feed me NOW!


.:star:.SILVER Member
Pooh-Bah
1,785 posts
Location: Bristol, United Kingdom


Posted:
Thanks for all the hugs guys biggrin



I was having a 'woe is me' day yesterday (so apologies for being so miserable!) after a good nights sleep it doesn't seem so bad. After all, its only money and it could be a lot worse. I've filled in all the benefit forms, the bank is being more reasonable so I think everything should be ok.



I am so happy that I can still go to Falmouth and I really can't wait to meet everyone biggrin





bounce bounce2 bounce bounce2 bounce bounce2 bounce bounce2 bounce bounce2 bounce bounce2



oh and sparkey...they are good at making me giggle!


Non-Https Image Link

EDITED_BY: .:star:. (1120307474)

GothFrogetteBRONZE Member
grumpy poorly froggy
3,999 posts
Location: Nuneaton, United Kingdom


Posted:
skully is fantasic and i didn;t know anyone my first falmouth either... and they are all loverly.

glad your feeling better today hug

Life's too short to worry about where you put your marshmallows


linden rathenGOLD Member
Carpal \'Tunnel
6,942 posts
Location: London, UK


Posted:
yay for sea cucumbers smile ive only seen the bornign black ones in r/l

hug for star

back


JauntyJamesSILVER Member
Carpal \'Tunnel
3,533 posts
Location: Hampshire College, MA, USA


Posted:
It's impossible to think about sea cucumbers for any length of time and not be happy!

-James

"How do you know if you're happy or sad without a mask? Or angry? Or ready for dessert?"


mtbeerGOLD Member
ARRRR!
529 posts
Location: Charlotte, NC, USA


Posted:
If by "happy" you mean repulsive, then yes, I agree.

Non-Https Image Link

"My skin is singed but it heals my heart and with glowing pride I'll wear my scars." -Davey Havok


.:star:.SILVER Member
Pooh-Bah
1,785 posts
Location: Bristol, United Kingdom


Posted:
Seeing as its been nearly a month since I applied for incapacity benefit and I still hadn't heard anything, I decided to give the benefits office a call to find out what was going on.

I was told I was not entitiled to incapacity benefit because i have not made enough national insurance contributions. I asked why I had not been contacted and told about this and they just said 'don't know'

So now i have to apply for income support which will take another few weeks for them to process and fcensoredk up. Maybe i'll get some money out of them by the end of year!

I'm so angry...they could have saved me the 4 week wait and told me earlier. Also, why is incapacity benefit based on national insurance contributions when its not the fault of the person who is ill.

There are lots of people on Jobseekers allowance and although many of them are looking for work, I know that there are a great deal of people who do the bare minimum to look for a job so they can claim benefit and they can't be bothered to get a job. I would work if i could and the reason that I have not made enough national insurance contributions is because I have been off sick for over a year and a half of my 4 years of working since college. Its like I am being punished for being ill. As if being ill wasn't enough.

I'm so fed up

I had such a fantastic weekend at falmouth and i've come home to this ubbcrying

.:star:.SILVER Member
Pooh-Bah
1,785 posts
Location: Bristol, United Kingdom


Posted:
It gets worse

I'm not entitled to income support because my boyfriend works 35 hours a week

Now he has to apply for working tax credit to see if we can get anything through that

frown

BirgitBRONZE Member
had her carpal tunnel surgery already thanks v much
4,145 posts
Location: Edinburgh, Scotland (UK)


Posted:
Grrrrrrr. I'm very annoyed at all the authorities for treating you like that and just expecting you to know what they're forgetting to do frown I'm keeping my fingers crossed that things will work out for you hug

"vices are like genitals - most are ugly to behold, and yet we find that our own are dear to us."
(G.W. Dahlquist)

Owner of Dragosani's left half


.:star:.SILVER Member
Pooh-Bah
1,785 posts
Location: Bristol, United Kingdom


Posted:
thanks birgit hug

this whole thing is really really stressing me out!
I've been doing some research and it seems that the jobcentre messed up yet again and should have sent me forms for people under 25. They never mentioned anything about this when i went in for an appointment with an advisor or when i was on the phone to them. Its not exactly complicated, i'm 22 so give me the forms for people my age!

I now just have to get the new forms, fill them out (which normally takes hours!) and then wait for the jobcentre to process them. Hopefully it won't take more than a few weeks....but then again, they have already shown how incompetant they are so i wouldn't be surprised if it takes longer!

I'm lucky that i have friends and family that can help me out but what about those who don't have people they can borrow money off? It makes me so angry! If it hadn't been for the help i've received from my parents and boyfriend, i would have starved to death weeks ago and had all my belongings reposessed!
mad2 mad2 mad2

GothFrogetteBRONZE Member
grumpy poorly froggy
3,999 posts
Location: Nuneaton, United Kingdom


Posted:
hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug hug

Life's too short to worry about where you put your marshmallows


TinklePantsGOLD Member
Clique Infiltrator, Cunning Linguist and Master Debator
4,219 posts
Location: Edinburgh burgh burrrrrr, United Kingdom


Posted:
the government are pr**ks hun
hug
they overlook certain households who are scamming them, and they wont look into genuine cases!

If I had the money I'd lend it to you!

Always use "so's your face" and "only on Tuesdays" in as many conversations possible


pineapple peteSILVER Member
water based
5,125 posts
Location: melbourne, Australia


Posted:
hug

one's enough, because the longer you look at it, the more hugs you get

cheers, pete biggrin

"you know there are no trophys for doing silly things in real life yeah pete?" said ant "you wont get a 'listened to ride of the valkyries all the way to vietnam' trophy"

*proud owner of the very cute fire_spinning_angel, birgit and neon shaolin*


BirgitBRONZE Member
had her carpal tunnel surgery already thanks v much
4,145 posts
Location: Edinburgh, Scotland (UK)


Posted:
Hmmmm not sure about the British system... do you have any people who are responsible for overlooking what's going on in the job centres and other social services? I mean, surely there must be someone you can go to at least to complain about the delay they've caused you by giving you the wrong forms. Demand to speak to the head of the job centre and bring someone to back you up so that if you're out of words they can take over the discussion. You might convince them to treat your case really urgently, if nothing else, given that they've screwed up in the first place. Good luck with everything again smile hug2

"vices are like genitals - most are ugly to behold, and yet we find that our own are dear to us."
(G.W. Dahlquist)

Owner of Dragosani's left half


GothFrogetteBRONZE Member
grumpy poorly froggy
3,999 posts
Location: Nuneaton, United Kingdom


Posted:
rofl NO there isn't, well non that do it right. they are always messing up, but the minute you owe them money they seem to get things together pretty well

Life's too short to worry about where you put your marshmallows


.:star:.SILVER Member
Pooh-Bah
1,785 posts
Location: Bristol, United Kingdom


Posted:
thanks for the hugs! i really need them, this is stressing me out so much hug

i've been on the phone to the department for work and pensions and they won't send me the forms for under 25 for reasons that don't exist! they say i need to have been off sick for over 26 weeks (it was 28 weeks on the 31st may!) and when i say i have they say oh well says here that you can't apply with this form. They were going on about needing to have been on incapacity benefit for a certain time before i can apply for the under 25 thingy but this makes no sense! the reason i want to apply for the under 25 benefit is because i CANT get incapacity benefit. I ended up having to hang up on them because i was so angry and upset that i couldn't talk to them anymore.

i don't understand why this is so difficult! ubbcrying

MynciBRONZE Member
Macaque of all trades
8,738 posts
Location: wombling free..., United Kingdom


Posted:
it's like getting money from a stone...when i was off sick 8 months i was supposed to get 6 months full pay, but the company was sold and with no warning the stopped it even though it was on my contract. they said that all contracts were up for renewal and i cold complain if i wanted...grrrr

A couple of balls short of a full cascade... or maybe a few cards short of a deck... we'll see how this all fans out.


.:star:.SILVER Member
Pooh-Bah
1,785 posts
Location: Bristol, United Kingdom


Posted:
thanks spanner smile but i've spent the day at the job centre (and boy was that a fun day!) and it seems i really am entitled to nothing!

It seems that I'm not entitled to the young persons thingy because my degree doens't count as education because its distance learning with the OU, not 'full time education'. That and they didn't explain it right on the phone.

I haven't enough National insurance credits because in the last two years, i've only worked 9 months because i've been off sick so much. Whilst off sick i was only on statutory sick pay which meant that there were no national insurance contributions

so now everything kind of makes sense it just doesn't seem fair!
How can i be expected to make enough national insurance contributions if i can't work?!?!

My mum, yet again, has helped me out with this months bills and my boyfriend is paying way more than his fair share.

There must be so many people in this situation that aren't as lucky as me to have people who can help them out with money. To anyone else going through this hug

.:star:.SILVER Member
Pooh-Bah
1,785 posts
Location: Bristol, United Kingdom


Posted:
AGGGGGGGGGGGGGGHHHHHH
`

After spending ages online completing the Tax Creditss form they are saying that we are not entitled to it mad

The form asks for how much we earnt last year. Last financial year, i worked from april till november, earning about £10,000. They used this to work out if we can claim. This financial year i have received £611.47 in Statutory Sick Pay and thats it! Why they have to use last years information I don't know.
mad2

I will be phoning them tomorrow to see what they can do and wether they can do it based on my earnings this year.

to make things even worse, I have food poisoning. I spent 7 hours yesterday continuously throwing up and i'm still being sick now if i try to eat anything, or drink anything that isn't water. Asda thai fishcakes, very yummy but evil!

GothFrogetteBRONZE Member
grumpy poorly froggy
3,999 posts
Location: Nuneaton, United Kingdom


Posted:
hug hug hug hug hug hug hug hug hug hug

Life's too short to worry about where you put your marshmallows


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