Forums > Social Discussion > Shielas Wheels
Login/Join to ParticipateCarpal \'Tunnel
2,666 posts
Location: Preston, United Kingdom
So there is insurance for woman only, does that mean there can be a men only car insurer, or would the Germaine Greer's of the world be up in arms at this odviouse sexist car insurance company if it was to happen?
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Pooh-Bah
1,762 posts
Location: York University, United Kingdom
I'm personally amazed that Sheila's Wheels are still in business!
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Carpal \'Tunnel
3,252 posts
Location: sheffield, United Kingdom
I think it's based on the fact that, statistically, women are far safer drivers than men, and so have less accidents and it's practical to offer lower premiums.
I don't think anyone will object to a men only car insurer, as it would have to have higher premiums to account for the fact that many men can't drive properly, and no-one with sense would bother getting insured with such a company.
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Pooh-Bah
1,785 posts
Location: Bristol, United Kingdom
Diamond car insurance has been round for ages and thats women only, there are quite a few i think
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4,437 posts
Location: Staines, United Kingdom
Similar to what OWD said, I dont see how anyone would find it sexist, just there isnt much point, unless they actually offered lower premiums....which they wouldnt, because men ARE statistically more likely to make a claim than women, i'll stick with direct line, they have a phone that moves
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Insert Champagne Here
13,215 posts
Location: without class distinction, Australia
I see how its works with this example, with the lower premiums. But if you extend it to other examples, there'd be an outcry. But then again, it works the same with race, socio-economics, etc.
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1,687 posts
Location: Manchester
I'm just waiting till I can apply for that old aged insurer...a few more years yet!!
Oopps isn't this a Social Chat subject?
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veteran
1,286 posts
Location: My House, United Kingdom
Sheilas' Wheels and Diamond actually do insure men, they just dont advertise it, they only advertise the fact they do better rates for women, so technically its not a sexist company
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Clique Infiltrator, Cunning Linguist and Master Debator
4,219 posts
Location: Edinburgh burgh burrrrrr, United Kingdom
ffs I just went out to tesco and because of this post I've been singing the sheila's wheels jingle all the way there and back grrrr!
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Macaque of all trades
8,738 posts
Location: wombling free..., United Kingdom
Written by: Vampyricacid
Sheilas' Wheels and Diamond actually do insure men, they just dont advertise it, they only advertise the fact they do better rates for women, so technically its not a sexist company
in that case they need to be brought before the ITC
because I saw a diamond ad and it clearly stated they were a women only insurer, to offer lower premiums... if they insure men then they are using false advertising to lure in unsuspecting women...
A couple of balls short of a full cascade... or maybe a few cards short of a deck... we'll see how this all fans out.
Clique Infiltrator, Cunning Linguist and Master Debator
4,219 posts
Location: Edinburgh burgh burrrrrr, United Kingdom
aah but another ad states that you can add a partner
Always use "so's your face" and "only on Tuesdays" in as many conversations possible
veteran
1,286 posts
Location: My House, United Kingdom
they never actually say that they EXCLUSIVELY do women, they just say they offer great rates to women drivers cos they're safer
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UnNatural Scientist - Currently working on a Breville-legged monkey
757 posts
Location: Bath Uni or Shrewsbury, UK
They don't offer lower rates for women because they're safer drivers. They offer women lower rates because women make fewer claims or that the claims they make (in total) cost the insurers less money.
As I understand it, Diamond got taken to court a while ago for discrimation under some Europian law. Didn't hear any follow up.
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Macaque of all trades
8,738 posts
Location: wombling free..., United Kingdom
Just checked there web site and you CAN now get motor insurance off them if you are a man...(well a quote)
I just remember the older Advert because I had it on video. It always struck me as cheeky coz at the time the only accident I had ever had was caused by a woman who wrote off the car I was driving (my mums) and the judge called her a maniac and a liar after she tried to defend her case.
But I agree that womens claims are normally cheaper than mens.
A couple of balls short of a full cascade... or maybe a few cards short of a deck... we'll see how this all fans out.
old hand
896 posts
Location: Manchester England
It is a great tune isnt it, been singing it in work all day long!
I wonder if they do Uni insurance?
*Thats one of my favourite Nurseries over there,*
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Pooh-Bah
1,626 posts
Location: Southampton, United Kingdom
Anyone else noticed one of the extras watching the "show" is none other but disgraced ex-neighbours "star" Joe Scully? Check it out, he's put on a bit of weight (funny, I thought he got fired for being on coke) and you can see him twice
I agree though, it's really harsh that there's positive discrimination for women, but to be honest I think the poeple who are wrong are the feminists who would be up in arms if there were a few men-only organisations. because as a general rule (and I'm being about as general as you can be), certain things show a differentiation between the sexes. By having a women-only insurance company they're not trying to claim women have no accidents and men have all of them, and by having a men-only thing it doesn't necessarily preclude women from partaking, just not in that particular forum.
But her, I'm all for the breaking down of patriarchal social structures. I'm just not in favour of assembling new matriarchal ones. That just shows that the feminists have no better point than chauvinist men. One would hope people would rise above abusing priveledges they've only recently prevented others from abusing against them.
But hey, it's only car insurance. I need to remember I'm no longer in a Virginia Woolf seminar.
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Thoreau
147 posts
Location: Glasgow
I'm going to throw a spanner in the works now.
What about all the women who are on their husband's car insurance. It's generally the husband who loses his no-claims bonus when a claim is made, regardless of who's driving.
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veteran
1,286 posts
Location: My House, United Kingdom
I KNEW I SAW JOE MANGLE ON IT!!!
(and for the sad people among us, you'll know he is still on the show
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Are You Sniffing My Mitten?
with added berries
1,365 posts
Location: Manchester, England (UK)
Written by: ducky2108
I'm going to throw a spanner in the works now.
What about all the women who are on their husband's car insurance. It's generally the husband who loses his no-claims bonus when a claim is made, regardless of who's driving.
Do you have any statistics for this? What about men who drive on their wives insurance.
I had a look on google, and according to some statistics, women are slightly more likley to have an accident, but men are more likley to have a serious accident, meaning they cost insurance companies more.
Written by: According to a study from Johns Hopkins Schools of Medicine and Public Health female drivers are involved in slightly more crashes than men.
“Although men are three times more likely than women to be killed in car crashes, researchers at the Johns Hopkins Schools of Medicine and Public Health have found that, when the total numbers of crashes are considered, female drivers are involved in slightly more crashes than men. Overall, men were involved in 5.1 crashes per million miles driven compared to 5.7 crashes for women, despite the fact that on average they drove 74 percent more miles per year than did women.
It is widely known that men cost insurance companies more, that is why there are cheaper rates for women, just as it is widely known that under 25's cost more than over 55's. If it was the other way round, I don't think that there would be an outcry, as it is simply an undisputable statistic. It is not excluding a particular sex from a particular activity, in the means of sexism, unlike other things such as the golf courses, that still won't allow women the freedom to play any day they want, excluding them.
There would be no way, however, that I would get my insurance through sheilas wheels, as the advertising campaign alone, makes it look as dodgy as anything! And the name of the company, is hardly the name for a trustworthy insurance company (if such a thing exists!).
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