Never, ever work for HBOS (bank of scotland). If you do already work for them, i pity you.
Reason for this?
I applied for a job with them, and got offered it, end of July. Then they said the "credit checks" would take a while, so offered me a start date of 30th Aug. I was a little annoyed, as it was quite far in the distance, but i thought, might as well wait.
Luckily i got a temping job for 2 weeks in August to get me some money to pay for essencials such as Play, rent, etc...
I got sent out the contract, signed it and posted it back to them, along with the ID they required (my original birth certificate and bank statement)
Anyway, on the Thursday before i was due to start they phoned me and said, "we're having a little problem with your references, also we haven't recieved your contract, we're having to push the start date back a week"
I was annoyed - they had lost my birth cert & bank statement, but i re-signed a contract and re-wrote the application form and waited.
Then yesterday (thursday before my new start date) they phoned me up again saying, "we have a couple of queries about your application form"
me: "ok,"
HBOS: "Right, when did you start with Red Cross"
(I was volunteering for them for a while whilsti was unemployed)
me: Um i don't know the exact date, because i was just volunteering, you don't get any contracts or anything saying the date, but i think it was either blah blah month of blah blah
HBOS: Well (in a snappy voice) when did you exactly end?
Me; I don't know EXACTLY that either, when i moved. Sometime around blah blah
HBOS: Well, there appears to be a discrepancy (she emphasised this) between your accounts. On your form you put blah blah, and they say blah blah.
me: Oh, well sorry i put down when i thought i started and finished.
HBOS: Hmm..
Me: So am i still starting on Monday?
HBOS: well i don't know, we have to check out about this discrepancy.
What the

? They're worried because i got a start date wrong when i was volunteering?!?!?
Anwyay, hour later they called again
HBOS: We need to go through some things again on your application form.
Me; Ok.
HBOS: What year did you finish college
Me; Oh right, um... *me thinking* well, i finished school in blah blah, then went to college so... um blah blah?
(lots of blah blah's isn't there?)
HBOS: That's another discrepancy on your application form, you said here blah blah
Me: oh sorry , i must have got confused!
(they asked a couple more questions... asking my why i hadn't included my primary school dates on my application form and such, because i was so supposed to know they needed to know what dates and where i went to nursary and such!)
Another hour later i got a voicemail from HBOS
"due to discrepancies in your application form we are withdrawing our offer of employment"
What the

??
Because i got when i left college wrong, after the third time of filling in the same damn form, and because i was a month out when i started volunteering?
It wasn't even a big well paid, important job. I was just applying to be a clerk on a measly £10,500pa!
So after wasting 7 weeks of my life

I have to go and look for another job!!
Luckily, I have some temping to help pay bills in the meantime, but still...!
So NEVER go for a job with them, unless you can accurately account every second of your life since you were born and have referees to back it all up.