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Liability insurance

      
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#25496 - 08/02/02 12:30 AM Liability insurance
serendipity Offline
member

Registered: 07/02/02
Loc: Boulder CO USA
I am trying to be all legal and everything so that I can perform in public. The town I live in (Boulder CO) requires liability insurance. Not all insurance companies have insurance for twirling fire, some don't know what I'm talking about.

Anyone got any recommendations???


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#25497 - 07/02/02 03:15 PM Re: Liability insurance
Belrock Offline
member

Registered: 21/01/02
Loc: Marietta, Georgia, United Stat...
did you try met life?
_________________________
Fire Demon of the Dwarven world...I am Belrock

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#25498 - 07/02/02 06:12 PM Re: Liability insurance
Maelstrom Offline
member

Registered: 12/09/01
Loc: Akron, Ohio
Look up the World Clown Association on the net. The insurance rolls over on May 1, of every year. So you might want to wait until then to get the most bang for your buck.

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Nothing good ever comes from hanging out with "normal" people.

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Nothing good ever comes from hanging out with normal people.

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#25499 - 07/02/02 07:46 PM Re: Liability insurance
Pele Moderator Offline
the henna lady

Registered: 15/12/00
Loc: WNY, USA
Met Life will say no, tried them, as will almost any other general insurance agency. You need a specialty company dealing with performers..esp. clowns, jugglers, etc. You don't need fire twirling coverage as there is no specific such thing. General liability coverage will cover:
Fire Damage
Medical Expenses of injured persons (not you)
General Aggregate (venue and such)
Products (any sales merch type items)

I use:

Clowns of the US., Inc
Phone# 651-738-0280
7732 Cayenne Plaza W.
Woodbury, MN 55125-1608

General Liability coverage is $95 per year for $2 million in coverage.
The policy is non-pro-rated, it goes from April 25th to April 25th of the following year, no matter what. If you sign up now and pay the $95, you will still have to renew and pay again in April.
They are good though Easy to work with. I haven't had a Fire Marshall, event promoter or official ever question it.

Kudos to your city and you for your safety and professional consciousness!

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Pele
Higher, higher burning fire...making music like a choir...

http://www.pyromorph.com

_________________________
Pele
Higher, higher burning fire...making music like a choir
"Oooh look! A pub!" -exclaimed after recovering from a stupid fall
"And for the decadence of art, nothing beats a roaring fire." -TMK

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